What is the typical net yield on Dubai investment property?

Ready apartments in established communities deliver 5–8% net after service charge and management fees. Off-plan target yields depend on the developer and handover timing — we model these case by case.

Off-plan or ready — which should I pick?

Off-plan suits 3+ year horizons and capital deployment over a payment plan; ready suits investors who want immediate yield and faster exit liquidity.

Can I get a mortgage for off-plan?

Yes, typically only at handover (50% LTV for non-residents; up to 75% for residents). Cash flow during construction is usually self-funded via the payment plan.

What is the exit liquidity like in Dubai?

Strong for branded residences in established communities. We share secondary market velocity numbers as part of the underwriting.

Do you manage the property after handover?

We introduce property management partners we have worked with for years. We do not run a management arm, so the introduction is independent.

Для инвесторов

Сначала цифры. История потом.

Анализируем арендную доходность, риски сдачи, гибкость графика платежей и расчёт выхода — до того, как порекомендуем хоть один объект.

0%Налог на прирост капитала

5–8%Чистая арендная доходность

~10%Рост населения (2024–25)

6–8wТипичный выход на вторичке

Что мы делаем

Что мы делаем.

Rental yield model

Realistic monthly rent against ServiceCharge + agency + vacancy assumptions. Net, not gross.

Handover risk

Track record by developer, by tower, by handover quarter. Some are punctual; some are not.

Payment plans

We model your cash flow against the developer payment plan and exit options at handover.

Exit math

Resale comps, secondary market liquidity, and rent-vs-sell scenarios at year 1, 3, and 5.

Off-plan

Buy at launch. Pay over time.

• 18–36 months to handover; capital deployed on a payment plan.
• Lower entry price; capital appreciation between launch and handover.
• Risk: developer track record, design changes, handover delays.

Ready

Cash-flow from day one.

• Tenanted or vacant; rental income from month one.
• Inspection-able before purchase; no construction risk.
• Higher entry price than equivalent off-plan; faster exit liquidity.

Как это работает

Как это работает.

Mandate

Capital, time horizon, risk appetite, and whether you want to manage or be hands-off.

Shortlist

2–4 opportunities with full underwriting — never just "this looks good".

Underwriting

Yield model, comp set, developer track record, payment plan stress test. You see the workings.

Close

Reservation, SPA review (with counsel if needed), Oqood / DLD transfer, and tenant or property management hand-off.

Инвестиционная модель

Стоит ли покупать?

Стартовая модель. Подставьте свои цифры.

Цена объектаAED 2,000,000

Полная стоимость покупки в AED

Первый взнос25%

Минимум 25% для иностранных покупателей

Арендная доходность6.5%

Валовая доходность — обычный диапазон в Дубае 4–9%

Срок владения5 лет

Планируемый срок владения до продажи

Площадь объектаsqft

Используется для расчёта service charge

Service chargeAED/sqft/yr

Обычный диапазон в Дубае AED 12–25

Net annual yield

4.5%

After service charge, management & 1-month vacancy

Monthly cash flow

AED 1,250

Negative — top-up required

Annual breakdown

Gross rentAED 130,000

Service charge− AED 18,000

Property management (8%)− AED 10,400

Vacancy allowance (1 mo)− AED 10,833

Monthly mortgage− AED 105,792

Total ROI at 5yr exit+65.6%

Indicative only. Real underwriting includes developer track record, tower comps, vacancy patterns by area. Assumes 4.5% mortgage, 25yr term, 4% annual appreciation.

Отзывы

Что говорят наши клиенты.

“Цифры на стол сразу. Реалистичная доходность, реалистичные сроки сдачи и что может пойти не так. Закрыли три off-plan объекта.”

M. S.

Инвестировать

Частые вопросы

Частые вопросы.

Расскажите о вашей инвестиционной задаче.

Консультант свяжется с вами в течение двух часов в рабочие часы Дубая и пришлёт первую подборку с полным разбором.